Bankruptcy

Get Relief from Debt: Exercise Your Right to File for Bankruptcy

Every year, people throughout Illinois struggle with overwhelming debt. Credit card bills, car loans and home mortgages can become impossible to pay. For many, losing a job or suffering from a medical problem have made a difficult problem worse.

Whatever led to your debt, bankruptcy can offer relief.

We understand the difficult situation you are facing and will help you decide if filing for bankruptcy is right for you.

Contact Lincoln T. Scott to schedule a free consultation to discuss your debt concerns.  Because he offers flat fees for bankruptcy, you have the freedom to meet with him as often as you want without worrying about high hourly fees.

The Truth About Bankruptcy

Over the years, we have heard all of the myths about bankruptcy. Our clients deserve to know the truth:

• It is not an admission of defeat.
• It does not make you a bad person.
• It is nothing to be ashamed of.
• It can give you a fresh financial start and end creditor harassment.

Types of Bankruptcy

The bankruptcy laws can seem complex and confusing. Do not worry.  Lincoln T. Scott will take the time to listen to your concerns and explain how the laws apply to your situation.

Chapter 7 "liquidation" Bankruptcy allows you to completely discharge your unsecured debt such as credit cards and medical bills. Debt from mortgages or vehicle loans cannot be discharged, but we may be able to help you negotiate with the lender to keep your property.

For those who do not qualify for Chapter 7, there is an alternative. Chapter 13 "reorganization" Bankruptcy gives you the opportunity to create a payment plan that you can afford.  Chapter 13 Bankruptcy can help you keep your home, manage your debt and get a fresh start once the plan ends.

Turn to Your Local Milan Law Firm for Help

You do not have to live with debt forever. Chapter 7 or Chapter 13 Bankruptcy could be the right option for you. Call 309-948-5381 or contact us online to schedule a free consultation with our bankruptcy lawyer.

We work with a debt counseling agency and will connect you with them to take the required Pre-Bankruptcy Credit Counseling and Pre-Discharge Debtor Education courses.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Collinson & Scott, P.C.
225 E. First Street
P.O. Box 290
Milan, IL 61264
Phone: 309-948-5381
Toll Free: 866-970-0424
Fax: 309-787-1402
Map and Directions